WAYS TO SPEND YOUR TAX REFUND

For most of us Tax day has come and gone. According to our President, most Americans recieved a refund. I am glad for the ones who did because I had to pay. Now the question becomes what to do with your windfall. Here are some of my thoughts.

1) Since we are Americans, the most generous country in the world, give to a charitable cause. We have recently been working with a innercity church who ministers to the homeless.
2)Pay down your credit cards. Most people think they should pay down the highest rate first. I subscribe to paying off the smallest balance then cutting that card up.
3)Increase your emergency fund. Most experts agree that everyone should have at least 3 months of total expenses into a seperate money market account. Once you have 3 months put away forget about it. Rainy days come to everyones life.
4)Increase your childrens college fund. Tuition has increased substantially and will probably continue the upward trend.
5)Buy something MADE IN AMERICA and give it to someone else. I believe that the more good deeds you do the better your life will be.

This is only a few things, but after all how large can your refund be?